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Enrollment Presentation *|COMPANYNAME|*

Enrollment Presentation *|COMPANYNAME|*. By: *|FANAME|*. Introduction. Name Quick personal bio Misc. Today’s Agenda. What is a Workplace Savings Plan? Why should I save for retirement? How much should I save? 401(k) Plan details Questions and Answers. What is a Workplace Savings Plan?.

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Enrollment Presentation *|COMPANYNAME|*

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  1. Enrollment Presentation*|COMPANYNAME|* By: *|FANAME|*

  2. Introduction • Name • Quick personal bio • Misc.

  3. Today’s Agenda • What is a Workplace Savings Plan? • Why should I save for retirement? • How much should I save? • 401(k) Plan details • Questions and Answers

  4. What is a Workplace Savings Plan? • A benefit offered to you by your employer • You can choose to participate • You invest “pre-tax” money • Deducted from your paycheck

  5. Employer Match* • Add details on the match if this plan is offering it • Why it is important?

  6. Why should I save for retirement?

  7. Don’t Be Another Statistic

  8. Social Security Won’t Be Enough Social Security 37% Pensions/Retirement Plan 19% Other 3% Earnings 30% Source: Social Security Administration, Income of the Aged Chart book, 2010, released March 2012

  9. How much should I save?

  10. Amount Needed in Retirement Savings The above sums assume your portfolio will earn a 6% annualized return during the course of your retirement and endure 2% annual inflation erosion.

  11. Increased Years in Retirement

  12. How much can I contribute? IRS Regulations may limit certain “highly-compensated employees”

  13. Things to Consider • Lifestyle you want in retirement • Potential medical expenses • Planned retirement age • Life expectancy

  14. PAi 401(k) Plan Details

  15. Plan Highlights

  16. Investments • Diversification • Asset Classes • Risk/Return Profiles • Investment Philosophy

  17. Investment Lineup

  18. Participant 401(k) Fees • Recordkeeping Fee - $4 per month • PAi Trust – 0.07% of account balance (annual) • Example: Balance of $10,000 = $7.00 per year • Advisor Fees – • Example: Balance of $10,000 = X per year • Average Investment Expense Ratio • Example: Balance of $10,000 = X per year

  19. Technology: How to Enroll • Easy-to-use online platform • Check your balance • Transfer money between investments • And much more

  20. Service: Have Questions? • PAi and I are always here to help • Feel free to call me with any questions • FA Contact Information • Or contact PAi: • Phone – 800-236-7400 • Email – planservice@pai.com

  21. You are on your way! Take the first step and enroll

  22. Questions?

  23. Feel free to contact PAi with any questions! Available Monday – Friday, 8 am to 5 pm 1-800-236-7400 planservice@pai.com www.pai.com

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