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The Ultimate Driving Machine: BMW 2004 325Ci Convertible

The Ultimate Driving Machine: BMW 2004 325Ci Convertible. http://www.bmwusa.com/vehicles/3/325ciConvertible. Pricing. MSRP: manufacturers suggested retail price is set by the manufacturer and each guide provides the MSRP on the base package without options.

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The Ultimate Driving Machine: BMW 2004 325Ci Convertible

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  1. The Ultimate Driving Machine:BMW 2004 325Ci Convertible http://www.bmwusa.com/vehicles/3/325ciConvertible

  2. Pricing • MSRP: manufacturers suggested retail price is set by the manufacturer and each guide provides the MSRP on the base package without options. • Invoice price: this is an invoice provided by the manufacturer that is not actual base cost. Invoices have a hidden fee or "holdback" that equals a percentage of the MSRP or invoice price.

  3. Interest • A charge for borrowed money generally in percentage of the amount borrowed. • Current annual percentage rate on a new car as posted on www.autoloan.com is 4.99% for five years. My loan will be for $29,268 and cost $542.85 per month.

  4. Loan Payment • Lender Name • Central Willamette Valley Credit Union Ashley Savage  Basic Loan Information 830 Feather Sky St. NW • Amount of Loan Salem, Or. 97304 • $25,000.00 • Annual Interest Rate • 5.00% • Beginning (mm/dd/yy) • 2/1/2004  • Length of Loan, Years • 4 • Payments Per Year • 12 • Payment Information • Total Payments • 48 • Calculated Payment • $575.73 • Summary Information • Total Amount You Pay • $27,635.04 • Total Interest You Pay • $2,635.04

  5. Year 1 Year 2 Year 3 Year 4 Year 5 5-yr Total Depreciation $8,315 $4,789 $4,214 $3,735 $3,353 $24,406 Financing $2,171 $1,739 $1,282 $799 $288 $6,279 Insurance $868 $898 $929 $962 $996 $4,653 Taxes & Fees $63 $0 $33 $0 $33 $129 Fuel $1,062 $1,094 $1,127 $1,161 $1,196 $5,640 Maintenance $0 $0 $0 $442 $483 $925 Repairs $0 $0 $0 $408 $673 $1,081 YearlyTotals $12,479 $8,520 $7,585 $7,507 $7,022 $43,113 True Cost to Own

  6. What can RED do for you?

  7. Amortization Results

  8. Accessories * Front and rear all – weather floor mats * BMW universal transceiver / mirror * BMW / Alpine six – disc CD player * Radial spoke (style 50) * Wind deflector with BMW lettering * Double spoke (style 71) * Star spoke (style 137) * Sequential manual gearbox (SMG) * 18” Double spoke alloy wheels * Heated front seats * Park distance control (rear) * Low – beam and high – beam headlights with auto – leveling and adaptive head lights * BMW on – board navigation system * BMW assist * Body – colored hardtop

  9. Packages • Cold weather package • Premium package • Sport package • Exterior • Electric red • Interior • Black leather • Aluminum brushed column trim

  10. Cite Sources Page • www.bmwusa.com • www.edmunds.com • www.usatoday.com • www.carpoint.com • Amort 2003 • Excel payment loan calculator

  11. The happiness of a BMW.

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