1 / 18

Federal Retirements

Federal Retirements. Best Kept Secrets. Presented By: F³E Foundation for Financial Education. www.f3eonline.org | info@f3eonline.org | 240-499-0390. www.federaldaily.com. Federal Employee Almanac. ChFEBC – Chartered Federal Employee Benefit Coordinator Training and Educations

kaycee
Download Presentation

Federal Retirements

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Federal Retirements Best Kept Secrets Presented By: F³E Foundation for Financial Education www.f3eonline.org | info@f3eonline.org| 240-499-0390

  2. www.federaldaily.com Federal Employee Almanac • ChFEBC – Chartered Federal Employee Benefit Coordinator • Training and Educations • Resources • Retirement Projections • Balancing Federal and Non-federal

  3. NOTES

  4. What Tax Bracket will I be in at Retirement?? • 3 Legged Stool • SBP • TSP Income • Income from other sources • Loss of deductions • Marginal Rates • Where are tax rates going?

  5. NOTES

  6. What makes us so Special? • Defined benefit pension • Healthcare • COLA (pre and post retirement) • Locality Pay • Limited underwriting, max insurance

  7. NOTES

  8. The Rules of the Game • Retirement eligibility • Short Term Disability vs. Long Term • Federal Long Term Care • Breaks in service • Buyouts and buybacks

  9. NOTES

  10. Exit Strategies • When, where and how to take income in retirement • RMD’s • Minimizing taxes in retirement • Maximizing interest/reducing risk • Leveraging your assets

  11. NOTES

  12. Free Insurance • FEGLI • RETIREMENT

  13. NOTES

  14. TSP, Catch up & Loans • Match on TSP • Strategic allocation • Max and catch-up • Loan provisions • Roth vs. Regular

  15. NOTES

  16. CSRS Voluntary Contribution • How does it work? • How to fund it • Roth Conversion

  17. NOTES

  18. 300 + Private Colleges • Scholarships up to $44K, non need based • 260,000 students currently enrolled • 25 million given out last year

More Related