Do I Need Homeowners Insurance If My House Is Paid Off - CFP
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Even after paying off your mortgage, homeowners insurance is essential for several reasons. It protects your home from unexpected disasters and covers the cost of damage to your home's contents. It also covers medical costs if a guest gets injured at your home and protects you from specific types of lawsuits. If a disaster forces you to relocate temporarily, your policy will cover the associated expenses. While homeowners insurance is not legally required, it provides peace of mind against financial loss due to natural or human-made disasters.
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Do I Need Homeowners Insurance If My House Is Paid Off - CFP
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