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The Digital Distribution suite enables companies to power their Business Correspondent<br>(BC) & Business Facilitator (BF) business,
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Novopay Digital Distribution Solution
Novopay Digital Distribution The Digital Distribution suite enables companies to power their Business Correspondent (BC) & Business Facilitator (BF) business, in turn enabling Retail Kirana stores and other distribution points to offer banking services to consumers in their neighborhood or in theirAppwithouttheneedto visita bank branch. Envisaged on a SaaS philosophy, this is a comprehensive offering to enable faster delivery of innovative products and services in new areas of payments, lending, deposits and insurance 2 Confidential © Novopay Solutions Private Limited
Digital Distribution Components Digital Distribution Platform Agent App Analytics & Dashboards BYOD Device Support Android SDK Implementation Services Cloud Deployment DevOps API Sandbox Dedicated Team Product Updates 3 Confidential © Novopay Solutions Private Limited
Digital Distribution Platform Prepaid Funding by Retailers & Distributors App Portal for Retailers Basic Infrastructure Last Mile Payments & Collections Assisted Selling Everyday Banking Robust BC Management (BCMS) Custom Workflows Risk & Compliance Open API/ μService Framework AI/ ML Workbench Underlying Magic 4 Confidential © Novopay Solutions Private Limited
Digital Distribution Services Banking Payments Financial Services Other Services Account /FD/RD Opening Lending DTH Recharges Cash Management Insurance Withdrawal Prepaid Recharges Healthcare Deposit Bill Payments OTT Streaming Recurring Deposit Savings Account Balance enquiry Datacard Recharges Assisted eCom Money Transfer microATM DigiGold Travel Booking UPI/ QR Acquiring Mutual Funds 5 Confidential © Novopay Solutions Private Limited
Comprehensive BCMS Transaction Engine and Limits Scalable and message driven transaction engine. Configure and and manage limits for transactions, agents and products 1 2 Document and Inventory Manage all documents and device inventories Pricing and Commissions Manage your commissions to your agents / BCs. 3 GL and Accounts Manage GL, internal accounting, taxes and GST 4 Products Configure products and related master data. Setup product limits, pricing etc. 5 Industry Adapters Plug and play adapters for AEPS, IMPS, eKYC, Authentication, Recharge. Easily add new products by adding adapters 6 6 Confidential © Novopay Solutions Private Limited
Comprehensive BCMS Corporate and Agent Set up your extended BC network and agent network. 7 Office Management Setup your entire organisation, employees, roles and permissions 8 Master Data Management Comprehensive master data management system 9 Settlements and Recon Well managed real time and batch processes for settlement and recon with bank systems 10 Field Force Management Manage your feet on street to onboard agents onto your platform. Onboarding app integrated with agent onboarding 11 7 Confidential © Novopay Solutions Private Limited
Agent App Pay and Collect Recharge & Bill Payments Loans Insurance & Healthcare Khata Book Assisted eCom Invest Retailer Account 8 Confidential © Novopay Solutions Private Limited
Agent & Admin WebApp Retailer Web App Ops Portal for Monitoring Txns Admin Portal for Retailer Onboarding 9 Confidential © Novopay Solutions Private Limited
Analytics based real-time insights 10 Confidential © Novopay Solutions Private Limited
Business & Ops Dashboards 11 Confidential © Novopay Solutions Private Limited
Comprehensive device support BYOD Phone + Integrated Fingerprint Scanner, Printer Iris Tab + Printer Aadhaar Compliant Biometric Sensors 12 Confidential © Novopay Solutions Private Limited
Digital Distribution Solution Architecture 13 Confidential © Novopay Solutions Private Limited
Business Microservices 14 Confidential © Novopay Solutions Private Limited
Single Platform for differentiated engagement models Individual BCs Corporate BC Large Corporate BC Individual BCs / Technically un-evolved Corporate BCs - will be using the APK provided bby Novopay Corporate BC’s with moderately evolved or technology will use the APK provided by Novopay or Integrate with APIs exposed Large Corporate BC’s can integrate with the banking applications vis API’s exposed by Novopay 15 Confidential © Novopay Solutions Private Limited
Common Technology Platform for Distribution Ecosystem A Common Technology Platform to engage with all Agents Quick onboarding of multiple Corporate BCs Rapid Deployment of new enhancements and features Easy to ensure compliance to Regulations 16 Confidential © Novopay Solutions Private Limited