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Why Is Variable Annuity the Smartest Decision You Can Make?

Variable annuities are the type of annuity insurance that are designed to make periodic payments to the policyholder. The value of payment will highly depend on the investment options they choose and how those perform in the market. The benefits can be received immediately or the retirement of the policyholder.

RyanPolimeni
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Why Is Variable Annuity the Smartest Decision You Can Make?

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  1. Why Is Variable Annuity the Smartest Decision You Can Make?

  2. What Is a Variable Annuity? Variable annuities are the type of annuity insurance that are designed to make periodic payments to the policyholder. The value of payment will highly depend on the investment options they choose and how those perform in the market. The benefits can be received immediately or the retirement of the policyholder.

  3. Why Should You have a Variable Annuity Insurance? Benefits of having a variable annuity insurance: Share in Profit: The policyholder receives a share of the profit depending on the performance of investment option chosen by them. Increased Income: If your investment option performs strongly in the market, you will receive an increased income that will help you take care of unplanned expenses.

  4. Types of Variable Annuity A Variable annuity offers a range of policies including: • Immediate Variable Annuity • Deferred Variable Annuity

  5. Immediate Variable Annuity Under the offered retirement annuity plan, you can start getting a monthly income immediately after you buy the plan. These types of plans are very useful for the who have already reached their retirement but haven’t bought an annuity plan yet.

  6. Deferred Variable Annuity Deferred annuities plans give you the option to delay your premiums if you cannot make it due to some exceptional cases. These plans prove very beneficial when an unplanned expense turns up suddenly and helps to manage the same.

  7. How Variable Annuities Work At the time of buying a plan, you need to distribute your investments such as you can put 60 percent of the investment into the bond fund and 40 percent to the U. S. stock fund. Over the time, the amount gets accumulated depending how your investments are performing and you start receiving a monthly income as per the same.

  8. Benefits Under the Plan Some insurers also provide additional features or benefits under a cheap term life insurance that include: Death Benefits: If the policyholder passes away before completing the investment period, the beneficiary receives an amount great than what had been invested till now. Bonus Credits: There are insurers that refund a certain percentage of your purchase amount as bonus credits and you have to pay lesser for your plan.

  9. Exclusions in Annuities You or your beneficiary may not receive the promised benefits if you are found involved in • Suicide or pre-scheduled injury • Criminal or unlawful act • Injuries due to racing vehicles • Consumption of drug or restricted medicines • War, Civil War, Riots, Revolution or any such operation

  10. Get Insurance at Best prices! Optinsure has been providing cheap annuity insurance quotes from multiple insurers and allows to compare them for their benefits. Contact us to avail top insurance quotes easily and choose one among the various affordable annuity insurance plans as per your requirements. Website:http://www.optinsure.com Tel: 1 (908) 232-9968 Email:quote@optinsure.com

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