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Types of Insurance Coverage Commercial Trucks Need

Commercial trucks are big & quite vulnerable to accidents and damages. Get information on the type of commercial truck insurance and how it works so you can choose the right package for your vehicle.

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Types of Insurance Coverage Commercial Trucks Need

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  1. TYPES OF INSURANCE COVERAGE COMMERCIAL TRUCKS NEED PRIMARYAUTOLIABILITYINSURANCE It covers bodily injury and damage related to your commercial truck. GENERALLIABILITYINSURANCE It provides claims coverage due to injuries or property damage caused by the truck during business operations. PHYSICALDAMAGECOVERAGE It can cover fire, collision, and theft damage. In this case, if your truck is broken into, it will assist pay for the repairs and other comprehensive insurance. MOTORTRUCKCARGOINSURANCE It protects the for-hire trucker and cargos for cargo lost or destroyed due to events such as fire or collision. RENTALREIMBURSEMENTCOVERAGE It provides coverage if your truck gets damaged and you need to rent another one temporarily that includes a daily limit as well as a maximum number of days covered. TRUCKTRAILERINTERCHANGE It provides coverage to a client’s container or trailer when transferring from one trucker to another to complete a delivery. REEFERBREAKDOWNCOVERAGE If you ship refrigerated items regularly, choose this to get protection against any damage to temperature-controlled logistics. UNINSURED/UNDERINSUREDMOTORISTS It offers you protection in an accident with a negligent driver with insufficient liability insurance coverage. www.vl17insagency.com

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