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Agro- produce market intermediation and financing. BM FRESH PRODUCE SUPPLIER Bernard Maina. Product range and volumes. French beans 30 tones per week or 120 tones a month Value in Ksh 1.2 M (17142 US$) and Ksh. 5 m (71428 US$ ) a month.(exchange rate of 1$ = Ksh 70)
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Agro- produce market intermediation and financing BM FRESH PRODUCE SUPPLIER Bernard Maina
Product range and volumes • French beans 30 tones per week or 120 tones a month • Value in Ksh 1.2 M (17142 US$) and Ksh. 5 m (71428 US$ ) a month.(exchange rate of 1$ = Ksh 70) • Mostly intermediation between export companies • Business level upper lower scale
Product range and volumes cont.. • Fresh tomatoes • 8 tones a week (32 tones a month) to supermarkets and 6 tones(24 tones a month) to the informal markets • Produce outsourced directly from over 54 households • French beans pay out Ksh 30 per Kilogram
Employment • Business employs directly 20 employees daily on French beans and 6employees in tomatoes business daily. • Monthly pay is 60000 weekly (4weeks) = Ksh. 240000 (US$ 3450) • Self employment
Business financing challenges • Inability to get liquid cash to pay small holder producers • Inability to access equipment and trucks due to informalities in getting security items • Post harvest losses due to inaccessibility to credits and loan for cold room
If I had capital ; • Always wanted to have a cold room to reduce post harvest loses. • Get more markets and pay farmers always promptly for the produce sold. • Hired bigger office and computers and more experts to improve my business. • Buy more trucks, get more office equipment, reach more markets