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Don Shields District Insurance Officer 9780 April 2019

The District Insurance Officer (DIO) provides information, documents, and assistance related to Rotary insurance policies. Contact the DIO for support on policy inquiries, claims, certificates of currency, renewal forms, and risk management. The DIO does not provide financial advice or represent insurers, but acts on behalf of the district. Reach out to the DIO for any insurance-related questions or uncertainties.

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Don Shields District Insurance Officer 9780 April 2019

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  1. Don ShieldsDistrict Insurance Officer 9780April 2019

  2. What the DIO does • Answer questions about the policy and refers matter if necessary to Rotary’s Broker • Supply of Certificates of Currency & Claim forms (most of which are also on the District Website) • Forwards claim to Rotary’s Broker • Renewal forms (based on number of Rotarians & value of assets of clubs)

  3. What the DIO does not do • Provide financial advice • Represent the Broker or the Insurers (but the District) • Want to hear about every activity your club does – only where you have read insurance summary and are uncertain or have questions • Check or complete your Risk Management

  4. Costper Rotarian 2018/19 Industrial Special Risks $3.22 ($94.41/club) Public Liability $6.63 Personal Accident/Travel $6.92 Association Liability $1.18 Fidelity/Crime $0.33 Cyber $1.22 Aon’s Broker Fees $6.13 Total $25.63 Caravan/Trailers: 42 <$10K. District pays $1524.60 15 > $10K – clubs gets account Expect Small increase this year

  5. HOW TO HELP KEEP PREMIUMS LOW • Reducing the likelihood of an event happening that could lead to a claim • Achieved by undertaking a risk analysis for every event your club undertakes no matter the size and developing a Risk Management Plan • Ongoing projects/events require regularly reviews of the risk analysis & updates to the Risk Management Plan, • Informing participants & have the Risk Management Plan at the activity for reference

  6. WHAT IS RISK ASSESSMENT • In very simple terms a risk analysis or assessment… • Identifies a risk that may lead to a claim • Sets out steps to take to reduce that risk • Informs participants of the identified risks and the steps to be put in place to reduce the risks It also indicates if the level of risk is acceptable to the club conducting the event

  7. WHY CONDUCT RISK ASSESSMENT Risk Assessment is not just for Insurance, consider: • Public Relations - Image and reputation of your club and Rotary should something go wrong; • Membership (existing and new prospects) • Financial (not just claim excess but bad PR may effect clubs ability to raise funds)

  8. What you & your club members MUST do • Risk Management – every activity • Advise DIO as soon as possible of all potential claims • Annually review value of club assets • Respond to DIO’s requests for info • Read the Insurance Summary on the District 9780 Website, and only then contact the DIO • If you have any questions, put them to the DIO in writing (prefer email)

  9. CONTACT DETAILS Don Shields 32 Ormond Road, East Geelong 3219 P O Box 96, Geelong 3220 Work (03) 5229 0061 Mobile 0419 390 303 don@gibvic.com.au Any questions?

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