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Healthcare Cost Analysis for Student Athletes: Insights on Insurance Coverage and Gender Risk

This analysis examines the healthcare costs associated with student athletes, particularly focusing on insurance coverage. With 85% of student athletes insured, yet 76% possessing applicable insurance, the data reveals critical insights into the financial burden of athletic healthcare. A historical comparison of costs, including a breakdown of insured versus uninsured athletes, highlights the role of gender and the impact of coordination of benefits (COB). Notably, 15% of student athletes contribute to 41% of total healthcare expenditures.

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Healthcare Cost Analysis for Student Athletes: Insights on Insurance Coverage and Gender Risk

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  1. XYZ University Athletic Healthcare Cost Analysis

  2. Historical Analysis

  3. Sport Comparison

  4. Sport Comparison without Football

  5. Gender

  6. Risk / Insurance Profile 0% Percent Insured 100% Insured Student Athletes (85%) Uninsured (15%) Without COB (9%) With COB (76%) Note: Although 85% have insurance, 76% have applicable insurance COB: Coordination of Benefits

  7. Profile vs. Cost 15% of SA Account for 41% of Cost

  8. Average Healthcare Cost

  9. 2012-13 Payment .34 on the dollar for Athletic Healthcare

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