1 / 3

HMDA High-Cost Indicators

HMDA High-Cost Indicators. Compare across any geography and available at multiple geographic levels: Neighborhood (census tract), city, county, metropolitan area, and state levels. Density of High-Cost Home Purchase Loans, 2004-2006

dolph
Download Presentation

HMDA High-Cost Indicators

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. HMDA High-Cost Indicators • Compare across any geography and available at multiple geographic levels: • Neighborhood (census tract), city, county, metropolitan area, and state levels. • Density of High-Cost Home Purchase Loans, 2004-2006 • Strong correlations for areas between high numbers of high-cost loans and high numbers of foreclosures. • Density of High-Cost Investor Purchase Loans, 2004-2006 • Suggests where renters in single-family homes and small buildings may be affected by foreclosure.

  2. HMDA Market Conditions • Knowledge of market conditions is necessary to craft strategy for handling foreclosure prevention and neighborhood stabilization. • Density of Home Purchase Loans, 2008 • Signals demand for residential housing • Median Home Purchase Loan Amount, 2008 • Additional measure of demand. • Density of Investor Purchase Loans, 2008 • Role of investors in an area’s housing market

  3. HMDA Indicators • Where can you find the HMDA data on Foreclosure-Reponse.org? • http://www.foreclosure-response.org/maps_and_data/hmda_data.html • Essay explaining indicator selection • New mapping tools for HMDA data are coming soon! • Sign up for updates – clink the link on the bottom of our home page.

More Related