Investor Presentation May 2014

1. Investor PresentationMay 2014

2. Who We Are • EveryLoanis vertically integrated online lending company focused on prime and super-prime consumers in the United States with a fast and efficient way to borrow money at attractive interest rates through peer-to-peer (P2P) lending • We are an information-driven, simple-to-use resource. • We are a “one-stop-shop” for consumers to compare and apply for loans provided by a diverse range of providers across several categories: • personal, • business, • home, • auto and • education.

3. Our Business

4. Why We Exist • We are a response to the status quo in lending in a multi-trillion dollar consumer credit market which, for borrowers is: • Time consuming, • Administratively challenging, and • Functionally opaque • We are a marketing solution for lending partners that want to drive transactions and extend brand value proposition • Online lenders are gaining momentum as alternative to conventional banking • Lending Club and Prosper (Personal) • OnDeck Funding Circle, Kabbage (Business) • SoFi and Common Bond (Student)

5. How it Works

6. How We Make Money • Direct Loan Origination - ~ 4% of transaction fee • Referral (Performance Marketing) - ~1% of transaction fee • Lead Sales - ~ $20 per lead (can be re-purposed) • Ad sales As the table below shows, direct loan origination drives the most value on a per transaction basis: Origination Referral Avg. Fee (Personal Loan) $600 $150 Avg. Fee (Business Loan) $1,200 $300

7. Lending Partners Additional partners pending

8. The Power of One Each lead can potentially be directed into several lending funnels and monetizedin a variety of ways

9. Our Market • Leading “Peer-to-Peer” lenders Lending Club and Prosper issued $2.4 billion in loans in 2013, up from $871 million in 2012. • U.S. household consumer debt profile: • Average credit card debt: $15,191 • Average mortgage debt: $154,365 • Average student loan debt: $33,607 • In total, American consumers owe: • $11.68 trillion in debt • $854.2 billion in credit card debt • $8.15 trillion in mortgages • $1.1 trillion in student loans

10. Key Trends - Lenders • P2P Lending is gaining momentum. • Lending Club loans are available to borrowers in all but six states while Prosper is available in all but three states. Investors face greater restrictions. Investors in only 29 states plus the District of Columbia are given access to Prosper. Investors in a slightly different set of 28 states have access to Lending Club. If P2P lending were to become available throughout the rest of the U.S., investment dollars and P2P borrowing could grow substantially. • Lending Club has issued more than $3B in loans • Google invested $125M into Lending Club @ $1.5B valuation

11. Going Mainstream • Community banks (e.g., Titan Bank and Congressional Bank) have begun purchasing loans through the Lending Club platform and Titan Bank started to offer personal loans to their customers through Lending Club.

12. Key Trends – Small Business • Median loan size: $18,000 to $40,000 for larger firms • More Difficult to procure loans from conventional banks and finance companies due to higher level of perceived risk • Higher failure rates • More vulnerable to economic downturns • Informational opacity • Despite higher interest rates, increasingly turning to P2P lending • Less paperwork, more efficient process • With nearly 7,000 community banks in the US, the potential for additional partnering with Lending Club as it expands into the small business space is substantial • The passage of the SEC crowdfunding rules will expand the pool of individuals eligible to provide funding to small businesses

13. Business Strategy • Our website is at the core of our marketing strategy and fundamental to our success • A one-stop web destination for consumers seeking information and resources regarding loans • Better execution in matching consumers with lenders • We are a marketing-centric business • Traffic drives both Loan Origination, Lead generation and Lead conversion • We work closely with leading agencies that specialize in digital marketing, with proven success in the P2P and lending markets to assist us in the development and execution of campaigns designed to drive traffic to EveryLoan.com.

14. Business Roadmap

15. Key Business Data

16. Capitalization and Offering

17. Pro Forma Forecast* *Financial performance assumption is based on Company successfully completing current offering. Any delay or failure to complete all or part of the offering will have a negative material impact on the pro forma forecast herein.

18. Management Sam Stamper – Founder and CEOMr. Stamper brings over 15 years’ experience in marketing, mortgage and finance. Prior to EveryLoan, Inc., Stamper served as President of Pacific Capital Group and Vice President at GPN.  He remains an active leader in finding innovative ways to bring loans and financing to those seeking same.  Stamper’s vast knowledge of the market and future trends put EveryLoan’s new business model ahead of the curve.  Mr. Stamper holds a BA in Political Science and is licensed with the California Department of Real Estate to sell Real Estate.

19. For more information, contact: Company: Investors: Sam Stamper, CEO Thomas Carter, Capital Services Group Ph: 949-734-4420 Ph: 760-845-7545 E: sstamper@everyloan.com E: thomas@capservicesgroup.com Thank you

20. Appendix

21. Peer-to-peer lending volume and interest rateby Lending Club, by loan purpose and year of issue

22. Peer-to-peer lending volume and interest rateby LendingClub.com, by loan purpose and year of issue

23. Net percent of firms reporting that creditwas harder to get compared to 3 months ago, by #of employees