1 / 5

Components of a card

Components of a card. An example of the front of a typical Card: 1.Issuing bank logo 2.EMV chip 3.Hologram 4.Debit Card Number 5.Card brand logo 6.Expiry Date 7.Cardholder's name. Magnetic Strip Signature Strip Card Verification Value (CVV). ATM Transaction Flow. Middle Ware

george-dixon
Download Presentation

Components of a card

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Components of a card An example of the front of a typical Card: 1.Issuing bank logo 2.EMV chip 3.Hologram 4.Debit Card Number 5.Card brand logo 6.Expiry Date 7.Cardholder's name • Magnetic Strip • Signature Strip • Card Verification Value (CVV) Internal Use

  2. ATM Transaction Flow • Middle Ware • BancConnect/Connect24 (Infosys) • ATM - Automated Teller Machine • NCR, Diebold , Wincor • SWITCH • Base24 – ACI (US) • IST/Switch – Oasis (Canada) HSM Switch ATM Core banking Host Middle Ware POS • POS - Point Of Sale • Veriphone, Bradma • HSM • THALES / SAFENET / ATTALA / RACAL • Core banking Host. • Finacle (Infosys) • FlexiCube (i-Flex) POS Internal Use

  3. POS Transaction Flow Card Association VISA / MasterCard Merchant Cardholder Big Bazaar Card Bank Bank XYZ Acquiring Bank Issuing Bank Internal Use

  4. Card / Transaction Life Cycle HSM VISA Printer VAP IST/ SWITCH IST/Card ATM/ POS ATM/ POS CORE Banking – Finacle • Us-On-Us • Our Card • Our Terminal CMS C O N N E C T 24 Uniserv • Us-On-Net • Our Card • Other Terminal Card Vendor UBPS System (Payaway) CSIS • Net-On-Us (Off-Us) • Other Card • Our Terminal Plastic Cards CORE Banking Alternate Channels External Networks Internal Use

  5. HSM HSM VISA VISA Printer Printer VAP VAP Telephone Telephone IST/ SWITCH IST/Card IST/ SWITCH IST/Card ATM/ POS ATM/ POS Card Card Internet Internet Internet Banking Internet Banking CMS CMS C O N N E C T 24 C O N N E C T 24 SMS (Mobile) Banking SMS (Mobile) Banking Uniserv Uniserv Service Provider Service Provider Card Vendor Card Vendor UBPS System (Payaway) UBPS System (Payaway) GSM Modem GSM Modem CSIS CSIS Plastic Cards Plastic Cards Telephone Lines Telephone Lines Phone Banking Phone Banking IVR IVR CORE Banking Alternate Channels External Networks CORE Banking Alternate Channels External Networks All Alternate Channels CORE Banking - Finacle CORE Banking - Finacle Internal Use

More Related