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Incentivized Wellness Plans

Incentivized Wellness Plans. Motivating employees towards better health. Healthcare benefit costs. Year 2000 = $2,000 Year 2010 = $7,900. Personal Behavior. 72 – 76% of health care claims costs are due to an individual’s lifestyle.

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Incentivized Wellness Plans

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  1. IncentivizedWellness Plans Motivating employees towards better health

  2. Healthcare benefit costs Year 2000 = $2,000 Year 2010 = $7,900

  3. Personal Behavior 72 – 76% of health care claims costs are due to an individual’s lifestyle. Source: 87.5% Indiana University-Purdue University, Fort Wayne (IPFW) Study, 2006

  4. Cost of Health Risks Source: American Institute of Preventive Medicine 2005; American Journal of Health Promotion 1991, 1993, 2000; Milliman & Robertson 1995; Safeway analysis

  5. Obesity Challenge

  6. Body mass index & health care costs: Source: Muse, D. (2007) Obesity in the Workforce: Health Effects and Healthcare Costs. Thomson Healthcare

  7. Healthcare benefit costs Year 2000 = $2,000 Year 2010 = $7,900

  8. Comprehensive Plan Awareness and incentive Intervention Work Environment

  9. Delayed consequences Clayton Christensen, Page 161 The Innovators Prescription 2009

  10. Fairness Auto insurance example Sources: MAX Insurance Company 2010

  11. Incentive options Deductible Premium HSA contributions

  12. Incentive example Sources: MAX Insurance Company 2010

  13. Progressive rewards

  14. 5% of employees = 77% of claim costs

  15. Sources: NEJM, Vol. 348:2635-2645 June 26, 2003 (No. 26) Obesity (2006) 14, 2259–2265; doi: 10.1038/oby.2006.265

  16. Benefits to employers Source: National Business Group on Health, 2005

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