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Glimpse of the Home Loan Market in India

Get information about the Indian Housing Landscape and the Demand for Housing in India. Calculate your home loan EMI with Indiabulls Home Loan EMI Calculator at https://www.indiabullshomeloans.com/home-loan-emi-calculator/

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Glimpse of the Home Loan Market in India

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  1. Indian Home Loans Market 13

  2. Housing Demand in India • Estimated housing shortage: ~ 40 Mn houses • Drivers of incremental demand: Current population growth @ 1.3% p.a. Demand for 3.4 Mn houses p.a. Ongoing nuclearisation @ 0.9% p.a. Demand for 2.5 Mn houses p.a. Rising income/aspirations – per capita GDP growth at 9-10% p.a. nominal Demand for 4-5 Mn houses p.a. • Total incremental demand for houses over 10 Mn p.a. • Total opportunity over the next 7 years expected to be ~70 Mn houses Source: Census of India; Ministry of Statistics & Programme Implementation; National Sample Survey Office; CLSA 15

  3. Housing: From Social Objective to Centrepiece Economic Policy • Housing sector has the ability to propel rural and urban economic activity • Housing sector: Country’s 4th largest employment provider* employing both semi-skilled and unskilled labour • Housing and the larger real estate sector has a high growth multiplier effect on the economy with linkages • to over 250 ancillary industries • Housing sector accounts for ~5% of GDP * Source: National Council of Applied Economic Research PMAY: Pradhan Mantri Awas Yojana SEBI: Securities and Exchange Board of India RERA: Real Estate Regulatory Act EPFO: Employees’ Provident Fund Organization RBI: Reserve Bank of India IRDAI: Insurance Regulatory and Development Authority of India LTV: Loan to Value 16

  4. Calculate Your Monthly EMI with Indiabulls Home Loan Calculator https://www.indiabullshomeloans.com/home-loan-emi-calculator/ For any other details or enquiry, Contact us on: 1800 200 7777 ORSMS: ‘HOME’ to 56677 Email: homeloans@indiabulls.com You can also visit us at: Indiabulls Housing Finance Limited, Indiabulls Finance Centre, Tower 01, 4th Floor, SenapatiBapat Marg, Elphinstone Road Mumbai (W) 

  5. Thankyou

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