SCHOLARSHIPS HOW TO HELP PAY THE BILL FOR COLLEGE

1. SCHOLARSHIPSHOW TO HELP PAY THE BILL FOR COLLEGE duPont Manual High School College 101 Night

2. RECOMMENDED RESOURCE “1001 Ways to Pay for College” Practical Strategies to Make any College Affordable Gen and Kelly Tanabe SuperCollege LLC: Belmont, CA 2009 www.supercollege.com

3. RECOMMENDED RESOURCE “Countdown to College: 21 ‘To Do’ Lists for High School Guaranteed to Get You Where You Want To Go Step by Step Strategies for 9th, 10th, 11th, and 12th Graders Valerie Price with Cheryl Rilly Front Porch Press

4. MYTHS AND TRUTHS • Myth: Since most schools will offer you an aid package based on your need, there’s little reason to shop around • Truth: Colleges have very different ways of dealing with your “need.” They can manipulate their offers based on how much they want you to attend their school, offering more in grants and less in loans, for example. If you receive a better offer of aid from one of your schools, you should by all means let the other schools know and see if you can use that information to receive a better offer.

5. MYTHS AND TRUTHS • Myth: College costs consist of room, board, and tuition • Truth: When calculating college costs, you must add in tuition, room, board, fees, books, transportation, clothing, entertainment, and the 10% rule – take whatever you think a year will cost and add 10% to cover the numerous unexpected costs associated with college attendance, as well as inflation

6. MYTHS AND TRUTHS • Myth: Once you get a financial aid package from your chosen school, you can’t change it • Truth: Actually, you will be renewing your financial aid package each year, and it’s not unheard of for more money to become available, especially for high-achieving students

7. MYTHS AND TRUTHS • Myth: All scholarships are more-or-less legitimate, so it’s a good idea to apply to as many as fit your profile • Truth: There are many scholarship scams out there, so beware

8. WARNING SIGNS OF A SCAM • Application Fees • Other Fees • Beware of 900-number telephone services • Guaranteed Winnings • Unsolicited Opportunities • Mail Drop or Residence for a Return Address • For more information on scholarship scams go to: www.fraud.org www.ftc.gov/scholarshipscams

9. HOW MUCH WILL COLLEGE COST? • Tuition - payment for required courses, study abroad, exchange programs • Fees - registration, parking, activities, health, laboratory, many others • Books and Materials - computer, required texts and supplies • Room - cost of dorm or apartment plus furniture, utilities, internet access, and telephone • Food - meal plans, eating out, groceries • Transportation - two to three trips home or, if you keep an auto on campus, your gas expenses, insurance, parking fees, etc. • Personal - clothes, laundry, recreation, medical and dental, insurance • Miscellaneous - catchall for anything that doesn’t fit in another category - think about adding 10% of the total amount of above

10. The Net Price Calculator Available since the 2011-2012 school year on every college website Provides students and parents with the college’s annual cost of education Also provides an easy estimation of what your financial aid package may look like Bellarmine University has a very easy Net Price Calculator on their website The Net Price Calculator will be fairly accurate, but does not substitute for actually going through the process of submitting your FAFSA Form

11. SOBERING FACTS • The cost of attending the most prestigious colleges for four years is nearing $240,000 - more than double the price of 20 years ago. • Tuition at public universities has risen more than 50% in inflation adjusted dollars in the past ten years. • As college costs have risen, government aid has failed to keep pace - as a result, student debt has ballooned.

12. PSYCHOLOGY TO PAY FOR COLLEGE • Persistence - continue to apply regardless of setbacks and rejections; if you apply for 95 scholarships you may only win a very few but they may be just the amount you need to make the difference • Creativity - adapt methods to pay to your own situation • Long-Term Vision - start with one penny, then add another and another • Faith - there are no immediate results; have faith that what you are doing will pay off in the long run

13. The Never-ending Search • You don’t necessarily have to be Einstein, Van Gogh, Pavarotti, or Peyton Manning, but you do have to be a detective • Finding scholarships is like a game of “Where’s Waldo?” • There are scholarships for almost everything: bagpipe players people under 4 feet tall majors in parapsychology women who want to be engineers

14. SO HOW DO YOU WIN SCHOLARSHIPS? You must be able to organize and prioritize You must be able to write about a variety of topics that may or may not be exciting to you in a fluid and thoughtful way, demonstrating that you are a scholar or would like to be a scholar You must understand yourself well enough to create a compelling portrait of who you are. You must understand your audience well enough to be able to position your skills and strengths as deserving of their support. Scholarship committees award funding to candidates they can understand and relate to and who distinguish themselves from other candidates by their ability to communicate their special-ness!!!

15. WHEN TO START LOOKING • The senior year is the time to APPLY for scholarship, not LOOK for them … You don’t have time! • You can begin searching as early as you wish – there are some opportunities available for juniors interested in a particular school (Wofford Scholars; Centre Fellows, etc.) • Explore the financial aid and scholarship pages on college websites you are interested in • Explore free scholarship search websites • Learn what is out there so you will be ready your senior year • Read books, articles, start a college savings account as soon as possible • Begin compiling a list of possibilities your freshman year and refine the list as you approach senior year • By starting the search early, you will have time to take the right classes to strengthen your resume and give yourself a more competitive edge • Knowing early about specific eligibility requirements gives you the chance to prepare yourself to be eligible for those awards • When your senior year arrives you can then put your name in for many awards for which you’re clearly eligible rather than beating yourself up and thinking of what could have been

16. Start With A Personal Inventory Year in school, citizenship, state of residence, religion, ethnic background, disability, military status, employer, membership organizations Do you want to be in a competition? What are you talents and interests? What subject do you plan to major in? What career do you plan to pursue? Do you want to apply for all types of aid or only scholarships? Research local scholarships first – check your email/school website/PTSA electronic newsletter Check the college aid section of your public library – scholarship handbooks Check out the national scholarships such as National Merit, Gates Millennium, Intel Science Search, Coca-Cola Scholars, Ron Brown, etc. Check out your membership organizations, employers, religious, community service, fraternal, military, union, and professional groups Check out fast food companies, department stores, supermarkets, awards related to employment Use the internet for free scholarship searches Kentucky Higher Education Assistance Authority – KHEAA Research Institutional Scholarships – automatic, merit, talent, financial need, intended major, departmental, ethnicity, or a variety of other factors

17. Develop Your Personal Profile – Who’s Joe? • Plays baseball • Spends time inventing gadgets • Teaches Sunday School • Work’s at McDonald’s • Is in the Band • Aunt works at Exxon • Mom is a teacher • Dad works for Coca-Cola • Parents have a Visa and Mastercard • Enters Math and Science Competitions • Family shops at Wal-Mart and Target • Works at a local shelter • Junior Achievement member • Wants to study engineering • Wants to go to Texas A&M • Grandfather is in electrician’s union • Working on Eagle Scout certification • Dad is in the Lion’s Club • Dad is in the Naval Reserve • Parents use Tylenol and Calgon • Eats Wheaties, chews Doublemint Gum • Scored 227 on the PSAT

18. Joe’s Scholarship Leads Include: Businesses: Coca Cola Wheaties Doublemint Tylenol Calgon Wal-Mart Target McDonald’s Exxon Mastercard & Visa Associations: Naval Reserve Lion’s Club Eagle Scouts Junior Achievement Electrician’s Union Engineering Society Teacher’s Association Lutheran Brotherhood Contests: Intel Science Talent Search Baush & Lomb Science Award Miscellaneous: National Merit Scholarship Texas A & M Scholarships Sam Walton Community Scholarship

19. WWW.SCHOLARSHIPHELP.ORG How To Win Scholarships Types of Scholarships College Costs: An Overview Scholarship Applications: The Winnowing Process College Scholarship Personal Assessment Tips Scholarship Websites Factors to Consider Scholarship Essay Tips Scholarship Letters of Recommendation Advice Scholarship Interview Tips Scholarship Links Online Scams

20. THE SCHOLARSHIP APPLICATION • Read the eligibility criteria carefully (GPA, test scores, other) • Collect all supporting documents early (transcripts, recommendations, resume, etc.). • Ask the person writing your recommendation to address your personal qualities that match the scholarship criteria with specific examples; If the recommender would not know about these examples, then you have to tell them in a letter • If you are asked to document your financial need, list all family obligations and then explain your situation honestly and completely • Be neat, thorough, and creative! • There may be thousands of students competing for the same scholarship - take it seriously and write essays with your most distinguished effort. • Don’t miss the application deadline!

21. THE SCHOLARSHIP LETTER OF RECOMMENDATION Essentially, scholarship providers are asking for a written backing of your “self-nomination” Ask the most appropriate person available – someone relevant to the scholarship for which you are applying Be punctual and considerate – don’t wait to the last minute All but write it for them … OK, write it for them! Request the letter be printed on your recommender’s letterhead Supply materials – and that includes stamps or an oversized envelope Mind your manners – be sure to say “thank-you”

22. The Scholarship Essay When you are faced with the challenge of scholarship essay writing, remind yourself that the effort you put into writing your essay represents the chance to sell yourself to the scholarship committee A winning scholarship essay is one that truly sets a particular applicant apart from the others If you tell your story clearly and persuasively, you might just find yourself receiving a congratulatory letter from the scholarship committee

23. 10 Tips for Writing Effective Scholarship Essays Read the instructions and make sure you understand them before you start writing Think about what you are going to write and organize your thoughts before you start writing Begin the process by writing an outline Make sure your outline touches on every aspect required per the instructions Write your essay by elaborating on each of the points in your outline Use clear, concise and simple language throughout the essay State your accomplishments without coming across as if you are bragging Make sure your grammar and spelling are impeccable Read the question again and then read your essay to be certain that the essay addresses every point Have someone with strong writing and editing skills proofread the essay before you submit it

24. THE SEARCH! The quest for additional college funding

25. COUNSELOR ANNOUNCEMENTS • You will be on the scholarship email list your senior year • Manual College Career Room • College Visitations at Manual • College and Career Fairs – two in Louisville and two in Cincinnati • Career Day – for YPAS and VA students

26. SCHOOL WEBSITES • www.dupontmanual.com • Click on Counselors • Click on Senior Scholarships • Start Browsing • www.ypas.org • Click on Counselor Connection • Click on Scholarship Information

27. LOCAL COMMUNITY SCHOLARSHIPS • Check out the website www.cflouisville.org/connect/scholarship • Keep reading your emails - most contain information about local scholarships and school based scholarships

28. PRESTIGIOUS ALL ENCOMPASSING SCHOLARSHIPS • Morehead-Cain Scholars: UNC Chapel Hill • Danforth Scholars: Washington Univ. St. Louis • Wells Scholars: Indiana University • Jefferson Scholars: University of Virginia • Emory Scholars: Emory University • Hesburgh-Yusko Scholars: Notre Dame • Belk Scholars: Davidson College • Cincinnatus: University of Cincinnati • Brown Fellows: Centre College & Louisville • Park Scholars: Ithaca College • Ramsey: University of Georgia • Levin: UNC Charlotte • McDermott – UT Dallas • Ingram Scholars – Vanderbilt University • Templeton Scholars – Hanover College • Hunt – Southern Methodist University • And many, many others

29. UNIVERSITY ACADEMIC MERIT SCHOLARSHIPS – Sample from UK Academic Scholarships for Freshmen Automatic Scholarships for Freshmen The following scholarships will be awarded to eligible students provided the student is admitted and has the qualifying test score and grade point average on file with the Office of Undergraduate Admission by March 1, 2014. Please note that combined scores, also known as a superscore, from two or more tests will not be considered. No scholarship application is required. Provost Scholarship "see blue." Scholarship Bluegrass Spirit Scholarship Kentucky Heritage Scholarship Competitive Scholarships for Freshmen The Otis A. Singletary Scholarship The Presidential Scholarship The Commonwealth Scholarship Patterson Scholarship for National Merit or National Achievement Finalists Kentucky Governor's Scholars/School for the Arts Alumni Scholarships GSP/GSA Presidential Scholarship GSP/GSA Provost Scholarship College and Departmental Scholarships

30. Scholarship Opportunities for Freshmen • American Legion Oratorical Contest • American and Pacific Islander Scholarship Fund • Angel Soft Angels in Action Scholarship • Annual Poster Contest • AXA Achievement Community Scholars • Ayn Rand Essay Contests • Courageous Persuaders Scholarships • The DuPont Challenge • Duracell/NTSA Invention Challenge • Eco-Hero Award • Fountainhead Essay Contest • Holocaust Remembrance Project Essay Contest • McKelvey Entrepreneurial E-Scholarship • National High School Poetry Contest • National History Day Contest • National Peace Essay Contest • National Vocabulary Competition • NetAid Global Action Scholarships • NRA Civil Rights Defense Fund • Outstanding Students of America • Prudential Spirit of Community Awards • Scholastic Art and Writing Awards • ThinkQuest Internet Challenge • Toshiba/NSTA ExploraVision Awards • Toyota Community Scholars Award • Young Naturalist Awards • Young American Creative Patriotic Art Awards

31. Scholarship Opportunities for Sophomores • DAR National Society Scholarships • Freelance Writing Contests • Tourism Cares Scholarships • Women Information Technology Awards • The Prudential Spirit of Community Scholarships • The Siemans Competition for Math, Science and Technology • Imation Computer Arts Scholarship

32. Scholarship Opportunities for Juniors • American Legion Oratorical Contest • American and Pacific Islander Scholarship Fund • Angel Soft Angels in Action Scholarship • Annual Poster Contest • AXA Achievement Community Scholars • Courageous Persuaders Scholarships • Discover Card Scholarship Program • Eco-Hero Award • Fountainhead Essay Contest • Holocaust Remembrance Project Essay Contest • McKelvey Entrepreneurial E-Scholarship • National High School Poetry Contest • National Peace Essay Contest • National Vocabulary Competition • NetAid Global Action Scholarships • NRA Civil Rights Defense Fund • Outstanding Students of America • Siemens Westinghouse Competition • Toyota Community Scholars Award • You Can Make A Difference Scholarship • Young Naturalist Awards

33. Scholarship Opportunities for Seniors • AFA Teens for Alzheimer’s Awareness Scholarship • Coca Cola Scholarships • Best Buy Scholarships • Signet Classics Scholarship • Bank of America Scholarship • America’s Junior Miss Scholarship Program • US Bank Internet Scholarships • America Planning Association High School Essay Contest • CBAI Annual Scholarships • Youth Foundation Scholarship • Walt Disney Company Foundation Scholarship • Junior Achievement Nelnet Scholarship • Bruce Lee Scholarship • College Matters Scholarship • KFC Colonel’s Scholars Scholarship • Apple Scholarships • The 7th Generation Community Service Scholarships • You Can Make A Difference Senior Scholarships • Al Neuharth Free Spirit Scholarship • Sam Walton Community Scholarships • Most Valuable Student Competition • Proton Energy System Scholarships

34. Altrusa American Legion American Red Cross Association of Junior Leagues Int. Boys and Girls Clubs Campus Outreach Community League Circle K Civitan Elks Club Fraternal Order of Eagles Friends of the Library Kiwanis International Knights of Columbus Lions Club International National Exchange Club National Grange Neighbor Works Optimist International Performing Arts Center Rotaract and Interact Rotary Club; Unsung Hero Ruritan Salvation Army Sertoma International Soroptimist International of the Americas U. S. Jaycees USA Freedom Corps Veterans of Foreign Wars YMCA/YWCA Zonta International SERVICE CLUBS

35. Assemblies of God Baptist Church Catholic Church Church of Jesus Christ of Latter-Day Saints Evangelical Lutheran Church Judaism Methodist Church Presbyterian Church Seventh-Day Adventist Society of Friends United Church of Christ RELIGIOUS ORGANIZATIONS

36. Air Line Pilots Association American Federation of School Administrators American Federation of State, County, and Municipal Employees American Federation of Teachers American Federation of Television and Radio Artists Asbestos Workers International Union Association of Flight Attendants Bakery, Confectionery, Tobacco Workers and Grain Millers International Union Boilermakers, Iron Ship Builders, Blacksmiths, Forgers and Helpers Bricklayers and Allied Craftworkers Brotherhood of Locomotive Engineers Chemical Workers Union Council Communications Workers of America Glass, Molders, Pottery, Plastics, and Allied Workers Graphic Communications International Union International Alliance of Theatrical Stage Employees, Artists and Allied Crafts of the U.S. International Association of Machinists and Aerospace Workers International Organization of Masters, Mates and Pilots International Union of Electronic, Electrical, Salaried, Machine and Furniture Workers-Communications Workers of America WORKER’S UNIONS

37. International Union of Painters and Allied Trades of the United States and Canada Iron Workers, International association of Bridge, Structural, Ornamental and Reinforcing National Alliance of Postal and Federal Employees National Association of Letter Carriers Office of Professional Employees International Union Professional and Technical Engineers, International Federation Retail, Wholesale and Department Store Union District Council Screen Actors Guild Seafarers International Union of North America Service Employees International Union Sheet Metal Workers International Association Transport Workers Union of America Union Plus United Food and Commercial Workers Union United Mine Workers of America United Transportation Union Utility Workers Union of America WORKERS UNIONS - continued

38. American Mensa Society Amnesty International BETA Club Boy Scouts of America Boys and Girls Club of America DECA Educational Theatre Association Family, Career and Community Leaders of America 4-H Clubs Fraternity or Sorority Future Business Leaders of America Future Farmers of America Girl Scouts of America Interact Club Junior Achievement Key Club Leo Club Model United Nations Mu Alpha Theta National Forensic League National Foundation for Teaching Entrepreneurship National Honor Society National Rifle Association Quill and Scroll S.A.D.D. Skills USA Students in Free Enterprise EXTRACURRICULAR ACTIVITIES

39. SCHOLARSHIP WEBSITES adventuresineducation.org brokescholar.com cappex.com careersandcolleges.com clubscholarship.com collegeanswer.com collegenet.com collegescholaships.com fastaid.com fastweb.com finaid.org free-4u.com gocollege.com hispanicscholarship.com iefa.org internationalscholarships.com http://aid.military.com/search-for-scholarhips.do salliemae.com scholarshipexperts.com scholarships.com scholarships101.com scholarshipstreet.com scholarships4you.com scholarships.kachinatech.com studentsawards.com supercollege.com wiredscholar.com zinch.com THE POWER OF THE INTERNET

40. THE POWER OF THE INTERNET - continued OTHER USEFUL WEBSITES www.actstudent.org www.allaboutcollege.com www.collegeboard.com www.collegeview.com www.petersons.com www.princetonreview.com www.review.com www.scholarshipexperts.com www.xap.com

41. Best Buy Scholarship Burger King Scholars Program Cargill Community Scholarship Program Coca-Cola Scholars Program Coca-Cola Two Year College Scholarship Dell Scholars Program Dupont Challenge Glamour’s Top Ten College Women Competition Guardian Insurance Company Girls Going Place Scholarship Hitachi Yoshiyama Award Intel Science Talent Search KFC Colonel’s Scholars Program Kohl’s Kids Who Care Program Microsoft General Scholarships Papa Johns Scholars Prudential Spirit of Community Awards Sam Walton Community Scholarship Siemens Competition in Math, Science, and Technology Toshiba Exploravision Awards Toyota Community Scholars Program Tylenol Scholarship USA Funds Access to Education Scholarships HITTING UP BIG BUSINESS

42. Association of Certified Fraud Examiners Academy of Motion Picture Arts and Sciences Academy of Television Arts and Sciences Foundation Actor’s Fund of America Air Traffic Control Association Aircraft Electronics Association American Angus Association American Association of Airport Executives American Association of Critical-Care Nurses American Bar Association American Concrete Institute American Criminal Justice Association American Culinary Federation American Dental Association American Institute of Chemical Engineers American Meteorological Society American Nuclear Society American Nursery and Landscape Association American Society of Agricultural Engineers American Society of Ichthyologists and Herpetologists American Society of Mechanical Engineers American Society of Travel Agents Foundation PROFESSIONAL ASSOCIATIONS

43. American Society of Women Accountants Scholarship American Welding Society Foundation Armed Forces Communications and Electronics Association Associated General Contractors of America Associated Male Choruses of America Association for Women in Mathematics Association for Women in Science Association of Food and Drug Officials Association of State Dam Safety Officials Broadcast Education Association Educational Foundation for Women in Accounting Emergency Nurses Association Entomological Society of America Executive Women International Golf Course Superintendents Association of America Foundation Herb Society of America Industrial Designers Society of America International Association of Fire Fighters International Food Service Executives International International Society for Optical Engineering Iron and Steel Society Karla Scherer Foundation Scholarship National Association of Chiefs of Police National Association of Women in Construction National Community Pharmacists Association PROFESSIONAL ASSOCIATIONS continued

44. National Press Photographers Foundation National Restaurant Association Educational Foundation National Scholastic Press Association National Society of Accountants National Society of Professional Engineers National Speakers Association National Student Nurses’ Association Outdoor Writers Association of America Physician Assistant Foundation Plumbing-Heating-Cooling Contractors National Association Public Relations Student Society of America Radio and Television News Directors Association Society of American Registered Architects Society of Automotive Engineers Society of Exploration Geophysicists Society of Nuclear Medicine Society of Plastics Engineers Society of Professional Journalists SWE Society of Women Engineers University Aviation Association Wilson Ornithological Society PROFESSIONAL ASSOCIATIONS continued

45. Actuarial Scholarship for Minority Students American Society of Criminology Fellowships for Ethnic Minorities Armenian Students’ Association of America Scholarship Asian American Journalists Association Scholarships Bureau of Indian Affairs High Education Grant Cherokee Nation Undergraduate Scholarship Programs Council for Exceptional Children Ethnic Diversity Scholarship Gates Millennium Scholars Program Hellenic Times Scholarship Fund Hispanic College Fund Scholarship Hispanic Heritage Awards Foundation Hispanic Outlook Magazine Scholarship Fund Hispanic Scholarship Fund Japanese American Citizens League Kosciuszko Tuition Scholarship Program League of United Latin American Citizens Scholarship Fund National Action Council for Minorities in Engineering National Association for the Advancement of Colored People (NAACP) National Association of Black Accountants Scholarship Program National Association of Black Journalists Scholarship Program AWARDS BASED ON ETHNICITY

46. National Association of Hispanic Journalists Scholarships National Association of Minority Engineering Program Administrators National Black Police Association National Society of Black Engineers Native American Journalists Association Scholarship Order Sons of Italy in America Organization of Chinese Americans Public Relations Student Society of America - Multicultural Affairs Scholarship Program Ron Brown Scholar Program The Sallie Mae Fund First in My Family Scholarship The Sallie Mae Fund American Dream Scholarship Scholarships for Disadvantaged Students in Health Professions Society of Hispanic Professional Engineers The American Chemical Society Scholars Program The Gillette/National Urban League Scholarship and Intern Program for Minority Students The National Italian American Foundation Thurgood Marshall Scholarship Fund U.S. Pan Asian American Chamber of Commerce United Negro College Fund Scholarships ETHNICITY - continued

47. ETHNICITY - continued Most Colleges Have a Major Scholarship Set Aside for Minority Students: University of Kentucky – William C. Parker Diversity Scholarship Program University of Louisville – Woodford R. Porter Scholarship

48. SCHOLARSHIPS FOR A DISABILITY HEARING IMPAIRED • Alexander Graham Bell Association • Children of Deaf Adults, International • EAR Foundation • National Association of the Deaf • National Fraternal Society of the Deaf • Travelers Protective Association

49. SCHOLARSHIPS FOR A DISABILITY VISUALLY IMPAIRED • American Foundation for the Blind • Association for Education and Rehabilitation of the Blind and Visually Impaired • Christian Record Services • National Federation of Music Clubs • National Federation of the Blind

50. SCHOLARSHIPS FOR A DISABILITY PHYSICAL DISABILITIES • Bank of America • Chair Scholars • Easter Seal Society • Ethel Louis Armstrong Foundation • Pfizer • Spina Bifida Association of America • Tourette Syndrone Online