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Tips for Stretching Your Dollar

Tips for Stretching Your Dollar. Freeze the food and thaw it when you need it Stores like Western Eagle in Temecula sell these foods. The first Saturday of the month everything is half price. Buy Day Old or Soon to Expire Foods. Wait for things to go on sale. Shop “out of season”

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Tips for Stretching Your Dollar

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  1. Tips for Stretching Your Dollar

  2. Freeze the food and thaw it when you need it • Stores like Western Eagle in Temecula sell these foods. The first Saturday of the month everything is half price. Buy Day Old or Soon to Expire Foods

  3. Wait for things to go on sale. • Shop “out of season” • 30% is an average sale. Look for greater bargains. • Shop on clearance racks for clothes ($10 shirt rule) Buy Sale Items

  4. Even at 75% off, you could be paying too much. Don’t Be Fooled By All Sales Zales Jewelers Regular Price $2,000 Costco Regular Price $485 Sales Price at 75% off is $500

  5. Check for coupons online • Some stores double the value of the coupons • Some websites have coupon codes for online purchases Use Coupons

  6. less than 50% of rebates are ever sent in. Send in Rebates

  7. Generic foods or store brand foods can be the same as brand names. Buy Generic or Store Brands

  8. Get a pre-paid phone • Use calling cards (99 Cent Store) • Use Vonage • Skype Lower Your Phone Bill

  9. Unit pricing is how much each ounce, pound, or piece costs. Compare with other similar products. • Buying in bulk is not always cheaper Unit Pricing Fruit Loops Cereal Fruit Ring Cereal 3.79 2.99 12 ounces 12 ounces .32 per ounce .25 per ounce

  10. Unit Pricing Brawny Paper Towels Viva Paper Towels 2.70 3.20 15 Feet 20 feet .18 per foot .16 per foot

  11. Unit Pricing Reynolds Wrap Reynolds Wrap 24.99 2.99 75 Square Feet 500 Square Feet .04 per sq ft .05 per foot

  12. Unit Pricing Schwartz Cinnamon Bulk Cinnamon 2.56 1.89 6 Ounces per lb. .32 per oz .16 per oz

  13. According to AAA, the average cost to operate and own your vehicle is 70.7 cents a mile which totals a whopping $5,925 annual average (if the car is driven 10,000 miles annually). Use Public Transportation or Car Pool

  14. Money is what you exchange for your time, energy, or effort. • Ask yourself: • “Is my time worth what I am buying? • “Is this item worth five hours of work?” • “What won’t I be able to buy if I buy this?” See Money Differently

  15. Garage sale • Ebay/Craigslist • Sell to friends Sell Things You Don’t Use

  16. Buy clothes used at the Salvation Army. Everything is half off the first and third Friday of each month. • Once you wash a new piece of clothing, it is used! Buy Used Which one is used?

  17. Compare prices on common items you actually use. Frequent the store that has the lowest prices on most of these items. • Shop more than one store to find bargains. • Check prices online. Companies that are out-of-state don’t charge tax. That saves almost 9% Compare Prices From Several Stores

  18. In supermarkets, sale items are usually placed on end-caps • Find where the store keeps their clearance items Shop End-Caps

  19. Example: Babysitting for piano lessons • Example: Tutoring for jacket Barter

  20. Restaurants like Chili’s and TGI Fridays have appetizers for ½ price after 10 pm • Taco Tuesday • 2 for $20 • Buy one get one free • Coupons (email clubs, newspaper, online) • Entertainment book (coupons) Restaurants

  21. Share your money saving ideas with your table group. • Be prepared to share your ideas with the class in 3 minutes. Table Talk

  22. Research and interview others for ways to stretch your dollar. • Come up with tips and images for your booklets. • Booklets are due on ________. On Your Own

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