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Kisshtu2019s innovative approach to credit distribution aims to bridge this gap, empowering individuals and small businesses who otherwise might not have access to formal financing. Kissht offers short, medium and long-term Business and Personal Loans as a part of financial inclusion.
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THENEEDFORFINANCIAL INCLUSIVITYINUNDERSERVED SEGMENTS India'seconomyispoweredbymillionsofsmallbusinessesandindividualswholackaccesstothecredittheyneedtothrive.Theseunderservedsegmentsoftenincludenon-metroresidents,smallbusinessowners,andentrepreneursfromlow-incomebackgrounds.Despitetheirpotential,theyfacesignificantchallengesinsecuringfinancingduetolimitedcredithistories,lackofcollateral,andinsufficientfinancialinfrastructureintheirareas.
BUILDINGTRUSTWITHETHICAL COLLECTIONPRACTICES Kissht’scommitmenttoethicallending extendstoitscollectionpractices,which emphasizecourtesy,empathy,and respect.Byfosteringpositiverelationships withcustomers,Kisshtensuresthatthe lendingexperienceremainssupportive ratherthanstressful.Thisapproachbuilds trustwithborrowers,encouragingmore peoplefromunderservedsegmentsto engagewithformalfinancialservices.
FINANCIALINCLUSIVITYASAPILLAR OFKISSHT’SMISSION ForKissht,financialinclusivityisn’tjusta businessstrategy;it’sacoremission.By extendingcredittounderserved segments,Kisshtisworkingtowardsa moreinclusive,fair,andequitable economy.Asthedigitallendinglandscape continuestoevolve,Kisshtremainsatthe forefront,helpingtoensurethateveryone hasaccesstothefinancialresourcesthey needtosucceed.