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Understanding CIGNA Medicare Surround

Medicare Surround. The plan that Cobb County has selected for 2011 is CIGNA Medicare Surround. Similar to Medicare Advantage there are no networks and no mandatory selection of a PCP is required.  This is a medical plan that supplements Medicare rather than replacing Medicare.

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Understanding CIGNA Medicare Surround

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  1. Medicare Surround. • The plan that Cobb County has selected for 2011 is CIGNA Medicare Surround. • Similar to Medicare Advantage there are no networks and no mandatory selection of a PCP is required.  • This is a medical plan that supplements Medicare rather than replacing Medicare. • The plan design offsets, deductibles, co-payments and out-of -pocket medical costs not covered by Medicare. • CIGNA  Medicare Surround will cover Retirees and their spouses who are age 65 and entitled to Medicare. • By moving to this plan you have greater access to Doctors and Hospitals that may not participate in the program that you are currently enrolled in today. • This is a national plan and coverage is available to residents of all states. • Similar to today you will only be responsible for your portion of the cost share. • The Doctor or hospital submits the claims directly to Medicare and CIGNA will electronically collect the claim from Medicare's system. • No paper forms are needed.  • Additionally, you will be able to call a dedicated toll free customer service center 24 hours a day 7 days a week to assist you and your dependents. • The ability to improve stronger Doctor participation coupled with the higher services levels will provide a more robust healthcare experience for you.    Understanding CIGNA Medicare Surround Medicare Advantage. • The plan that Cobb County currently has today is defined as a Medicare Advantage Plan. • Medicare Advantage is a product that replaces Medicare, there are no networks no mandatory selection of a Primary Care Physician is required. • The product is designed to provide additional benefits beyond what Medicare covers. • A retiree may go to any Doctor/ Hospital who accepts Medicare and the terms of the CIGNA Medicare Advantage plan. • This plan has been appealing to retirees as it is a national solution for all retirees and it presents an affordable option that lowers out of pocket cost and allows for greater choice. • Dedicated Call and Service teams are in place to support PFFS inquiries 8 am to 8 pm 5 days weekly.

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