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Corporate Plan 2013/14 Portfolio Committee - EDD

Corporate Plan 2013/14 Portfolio Committee - EDD. Thakhani Makhuvha Chief Executive Officer 17 April 2013. Customers. SMMEs and Co-operatives. Organisational Framework. R500 R5m.

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Corporate Plan 2013/14 Portfolio Committee - EDD

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  1. Corporate Plan 2013/14Portfolio Committee -EDD Thakhani Makhuvha Chief Executive Officer 17 April 2013

  2. Customers SMMEs and Co-operatives Organisational Framework R500 R5m sefa’s Regional Offices, RFIs, MFIs, Co-ops, Commercial Banks, Specialised Funds, Provincial Development Corporations (PDCs), Post Office, & Post Bank DistributionChannels • Direct Lending • Working Capital loan, • Asset finance, • Term loans, • Revolving loan, • Bridging loan, • Short-term trade finance • Wholesale Financing • Business Loans – (RFIs/MFIs/Co-ops/FIs), • Equity Investments –Specialised Funds, • Credit Guarantee Scheme, • Land Reform Empowerment Fund • Capacity Building • Pre Post loan mentoring • Institutional Strengthening • Board representation • Management and Technical support Product Portfolio Corporate Governance Board of Directors, sefa Management, Risk & Compliance, InternaControls, Audit & fraud prevention and Legal Enabling/Support Human Capital Management, IT Systems, Stakeholder Relations & Communications, Finance and Procurement Values: Kuyasheshwa, Passion for development, Integrity, Transparency, Innovation Mission: To provide simple access to finance with support in an efficient and sustainable manner to survivalist, micro, small and medium enterprises throughout South Africa. Vision: To be the leading catalyst for the development of sustainable Survivalist, Micro, Small and Medium enterprises through the provision of finance. Mandate: To promote the establishment, survival and growth of SMMEs and thus contribute towards poverty alleviation and job creation.

  3. Target Market sefa’s target market consists of survivalist, micro, small and medium businesses as defined in Schedule 1 of the National Small Business Act of 1996 (as amended in 2003 and 2004) with specific focus on: • Services (including retailing, wholesaling and tourism); • Manufacturing (including agro-processing); • Agriculture (specifically land reform beneficiaries and micro-farming activities); • Construction (small construction contractors); • Mining (specifically small miners). Targeted Group • 30% youth-owned enterprises. • 45% priority rural provinces. • 40% women-owned businesses. • 70% black-owned businesses.

  4. Strategic Objective 1Increase access and provision of finance to SMMEs and thereby contribute towards job creation Strategic Objective 1

  5. Strategic Objective 2Develop and implement a national footprint for effective product and service delivery (Direct Lending)

  6. Strategic Objective 2 Continued….Develop and implement a national footprint for effective product and service delivery (Wholesale Lending) Wholesale plans to identify market and sector needs by province and profile existing intermediaries to extend their reach in relation to niche offerings.

  7. Strategic Objective 3Build an effective and efficient sefa that is a sustainable performance driven organisation Strategic Objective 3

  8. Strategic Objective 4Build a learning organisation

  9. Strategic Objective 5Build a sefa that meets all legislative, regulatory and good governance requirements

  10. Strategic Objective 6Build a strong and effective sefa brand emphasizing accessibility to SMMEs Strategic Objective 6

  11. Products & Services - Wholesale

  12. Products & Services - Direct Lending

  13. Products and Services - Non Financial Services

  14. Selected Corporate Targets

  15. Funding and pricing strategy • sefa’s pricing strategy will be developmental in nature. • The pricing will be affordable to small businesses, incorporating an appropriate discount for developmental impact, whilst ensuring the sustainability of the institution. • Continued support via grant funding is required to offer some of the products (e.g. Credit Indemnity)

  16. Cost Effectiveness * The Cost to income ratio includes the cost of disbursement as well as the cost of managing and monitoring the existing loan book

  17. Delivery Network

  18. Thank You

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