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Getting in trouble with your car is already a frustrating experience, filing for an insurance claim only to realize that it’d take time for processing and payments would only add to it. You don’t want to waste time. You obviously don’t want to run pillar to post when you could be doing better things with that time. The ideal situation – from an accident to claim disbursements – has everything to do with shortened turn around time. While most of the processing time depends on the auto insurance company, is there anything you could do to speed up this process?
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How to Speed up your Car Insurance Claim Tips for the Uninitiated Dyman & Associates Insurance Group of Companies
There is. Here’s what you should do: Don’t even get into it Some accidents just happen and you really have no control over these occurrences. Most accidents, however, are based on human error. The fastest way to claims is to “not claim at all”. Either the accident should be minor and not require you to file a claim or you should avoid getting into situations that have nothing to do with claims (such as no accidents at all). Drive responsibly. Avoid high-accident possibility scenarios such as rash driving, changing lanes without warning, over speeding, drunk driving, and not following traffic rules. Take public transport, if it’s feasible for you. Most people who get used to cars don’t realize that public transport is efficient, quick, and relatively safer.
If it has to be done, do what the insurers say (and quick) Sometimes, following a process is the fastest way to get things done even if you don’t like it. Accidents aren’t fun either; you did get into one, didn’t you? The first step is to report the accident immediately and do exactly what the insurers ask you do. Don’t hatch any clever plans. Don’t bother taking it to a nearby mechanic. Don’t change anything about the scene, the car, or the situation. Report everything as is. The more truthful you are, the faster the outcome is. So admit it if it’s your fault. Insurance covers for your faults too. Insurance claims will involve investigation, reports, and processes. You can help speed up these processes. The claims are valid only if the accident is recent or immediately. Understand what car insurance companies do.
Do your “due diligence” on the spot With a little planning and a proactive approach, you could almost half the time it takes for insurance companies to process your claims. You’d just have to think ahead. According to Kimberly Lankford of Kiplinger.com, it helps when you don’t just exchange information such as contact details with the other party involved in a skirmish or an accident. Instead, go proactive and take pictures of both the cars (and personal damages instantly. The pictures should include the scene of the accident, the insurance card of the other driver, the actual state of the vehicles, the other drivers’ license plate, registration, and any other details you can get hold of. Grab some witnesses and record statements if you have to.
Check with insurance companies and use tools for faster claims Some auto insurance companies provide you with facilities to help you speed up the car insurance claim process. You could use mobile apps or mobile websites (if available) to upload the pictures and other information right from where you are at the accident scene. Read Full Article: http://www.liveinsurancenews.com/speed-car-insurance-claim-tips-uninitiated/8532317/ Read More: http://professionalssa.co.za/blogs/tags/tag/dyman-and-associates insurance-group
