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1. RL360° the perfect all-rounder

2. why 360°?

3. A genuinely global business, with an experienced workforce, that’s committed to a philosophy of always ‘going the extra mile’. Because it perfectly describes our all-round approach to providing superior investment, protection and tax-planning solutions.

4. all round vision

5. Our philosophy is to focuson the needs of our customers… …and deliver solutionsothers may be too blinkered to see.

6. financial strength

7. Our customers, and their financial advisers, need a strong and reliable partner, who has the depth of understanding to help them protect their families over the years to come. RL360° enjoys financialand structural stability following a management led buyout in late 2013. The MBO was supportedby private equity company Vitruvian Partners, and further strengthenedthrough support from MunichRe and an element of long term financing from Royal London Group.

8. offshore advantage

9. Investing offshore can give greater scope for tax efficiency. Clients can get to hold onto more of their money and have access to a wider range of investment opportunities than are available onshore.

10. safety with strong foundations

11. The Isle of Man has an impressive country risk rating of AA1from Moody’s(as at December 2013). In these turbulent financial times, finding a safeand responsibleplace for your clients’ money is imperative. The Isle of Man is an established centre for offshore financial services – where the needs of investors are taken very seriously.

12. global understanding

13. While based in the Isle of Man, we operate in markets around the world. From Asia to Africa, the Middle East to the UK, Latin America to Europe, we have created a globally-resourced business that’s always attentive to local conditions and preferences.

14. flexible solutions for a changing world

15. No matter how our customers’ financial plans change... our 360° approach means our products are as adaptableas they need to be.

16. They range from protection to investment and from tax to estate planning... supporting the various needs during each individual’s investment life cycle.

17. the perfect product selection all in one place

18. Single premium For international clients with a lump sum to invest, we offer 2 choices. For more sophisticated investors there’s our portfolio bond, PIMS, which offers a vast array of investment choice, from cash deposits to investment funds and from specialist hedge funds to direct shares. Oracle is a simple investment bond where you can invest from just $32,000 into a specific, though wide, fund range.

19. Regular savings Your clients may be internationally mobile, but want a stable, unfussy way to save. Quantumand Paragon offer direct investment into a quality fund range, with no initial charges, no spreads and no switching fees, and with generous bonuses built in.

20. Protection Our solution is LifePlan– which from just $200 per month gives clients the peace of mind that comes from comprehensive coverage, at no extra cost. Many clients wish to protect their families against the severe loss of income that could follow unexpected death or critical illness.

21. planning for the long-term

22. We are all challenged by the age-old conundrums of how to pass on our money as tax-efficiently as possible, to the right people, at the right time. You’ll be delighted to hear we can help. And, to make you even more delighted, it’s award-winning help.

23. We offer a wide range of trusts to be used in conjunction with our products and have an experienced and highly qualified technical team to help advisers with tax planning issues.

24. our clients are at the heart of everything we do

25. Without our clients we wouldn’t have a business... ...so we continually invest and add to our range of customer services, technical developments and tax planning solutions.

26. Our intention is to benefit our customers both today, and for generations to come.

27. success means going the extra mile

28. With a sound heritage and a global presence, we can take that all-important, all-roundview of individual finances.

29. We have an all-round perspective and experience that comes from working with some of the most financially savvy and demanding clients and advisers, to be found at all points of the compass.

30. building better relationships

31. We aim to become your offshore provider of choice. We look forward to doing business with you.

33. Important notes • For financial advisers only. Not to be distributed to, nor relied on by, retail clients. • For further information on our products please refer to the relevant Product Brochure and the Key Features document, which can be viewed at www.rl360.com. • Our products are not available to residents of the USA and may be unavailable to residents of other countries. • Investors receive the protection of the Isle of Man’s Life Assurance (Compensation of Policyholders) Regulations 1991. We reserve the right to adjust the returns from the investments to cater for any levy or charge made on us under these regulations or similar legislation. • Please note that every care has been taken to ensure that the information provided is correct and in accordance with our understanding of current law and Her Majesty’s Revenue and Customs’ (HMRC) practice . You should note however, that we cannot take upon the role of an individual taxation adviser and independent confirmation should be obtained before acting or refraining from acting upon the information given. The law and HMRC practice are subject to change. • RL360 Insurance Company Limited (registered in the Isle of Man number 053002C). Registered office: RL360 House, Cooil Road, Douglas, Isle of Man, IM2 2SP, British Isles. RL360 Insurance Company Limited is authorised by the Isle of Man Government Insurance and Pensions Authority. A member of the Association of International Life Offices. PRES002a 02/13