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Salaried employees

Salaried employees. Collective insurance schemes. Salaried employees - agreements. Sickness. The employer submits a report after 90 days of illness. 30 iba. 32,5% ITP. 90% collectively agreed sick pay. 20 iba. 80% sick pay. 65% ITP. 7,5 pba. salary. 10% collectively

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Salaried employees

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  1. Salariedemployees Collectiveinsuranceschemes

  2. Salaried employees- agreements Overwiew

  3. Sickness The employer submits a report after 90 days of illness 30 iba 32,5% ITP 90% collectivelyagreed sick pay 20 iba 80% sick pay 65% ITP 7,5 pba salary 10% collectively agreed sick pay 10% ITPdays91-360 15% ITP 80% sickness benefit 80% sick pay 75% sickness benefit 64% sickness compen-sation 14 65 years 1 365 90 (max. 550 days) ITP

  4. SALARY 30 % 4,5 % Retirement pension - ITP 1 65 years 55 25 Premium SEK 35,563/month 7,5 iba • Lifelong or temporary pension • Full or partial The employer can pay supplementary premiums ITP

  5. Summary- ITP 1 ITP

  6. Overview - ITP 1 ITP 1 Statutory pension Health insurance 25 years 55 years 65 years 18 years Defined premium pension Waiver of premium Early drawing ITP

  7. Summary- ITP 2 Defined premiums Definedbenefits Disability pension sickness benefitsickness compensation Retirem. pension Family pension ITPK 30 iba 32,5% 32,5% 16,25% 32,5% 20 iba 2 % ofsalary 65% 65% 65% 32,5% 7,5 (333 000) 10%* (426 750) - (333 000) 15% (426 750) 10% * days 91 - 360 Final payment 62 years ITP

  8. Alternative ITP - ITP 2 A salaried employee with a salary above 10 iba(SEK 569,000 in 2014)can, by agreement with the employer, choose • Alternative ITP (released premium, premium ladder, etc.) • ITP 1 ITP

  9. Summary- ITP 2 ITP

  10. Overview- ITP 2 ITPK ITP 10% , 65% , 32,5% Health insurance Statutory pension - - - 28 years 55 years 62 years 65 years ITP - retirement pension ITPK ITP - family pension Earlydrawing Final payment ITP

  11. WorkInjury- compensation Lag/TFA

  12. WorkInjury- compensation Lag/TFA

  13. age 70 8 hours/week age 18 Retirement pension Duringemployment- salariedemployees ” applies for the duration of employment” Exceptions -studyleave TGL tjänstegrupplivförsäkring

  14. General beneficiariese- TGL + Child supplement 2 - ½ pba Basic benefit 6 - ½ pba TGL tjänstegrupplivförsäkring

  15. Workshortage- careerreadjustmentinsurance • 0.3% (0.7% local collective agreement companies) • Charged via invoice from Fora TRR Trygghetsrådet

  16. AGE - guaranteelevel TRR Trygghetsrådet

  17. Summary- salariedemployees ITP 1 ITP (temp / lifelong) Earlydrawing Defined premiums Health insurance Statutory pension ITP 1 age 55 age 65 age 25 age 18 Working hours as well as travel to and from work TFA Phasingout TGL age 70 age 55 age 18 AGE Careerreadjustment support TRR age 40 overview

  18. Summary- salariedemployees ITP 2 ITPK(temp / lifelong) ITP(temp / lifelong) Statutory pension Health insurance Benefits/defined premiums ITP 2 age 18 age 62 age 28 age 55 age 65 Finalpayment Earlydrawing ITP - retirement pensionITP - family pension > 7.5 ibaITPK Working hours as well as travel to and from work TFA Phasingout TGL age 70 age 55 age 18 AGE Careerreadjustment support TRR age 40 overview

  19. When and how? - salaried employees Overwiew

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