AN UPDATE ON

1. AN UPDATE ON PENSIONARY ISSUES PDPA

2. SCOPE OF PRESENTATION LATEST GOVT ORDERS ISSUED. PROPOSALS REFERRED TO THE VIth CPC. ENTITLEMENTS OF NOK IN EVENT OF DEATH OF PENSIONER. EFFECT OF RESTORATION OF PENSION ON DA.

3. LATEST GOVT ORDERS ISSUED

4. ENTITLEMENT OF UNMARRIED DAUGHTER FOR FAMILY PENSION BEYOND 25 YEARS OF AGE • UNMARRIED DAUGHTERS WILL ALSO BE ELIGIBLE FOR FAMILY PENSION BEYOND 25 YEARS OF AGE AT PAR WITH THE WIDOWED/DIVORCED DAUGHTERS • EFFECTIVE DATE OF IMPLEMENTATION OF GOVT ORDER IS 06 SEP 07 • Authority : GOI, MOD LETTER NO. 1(3)/2007/D(Pen/Policy) dated 25 OOCT 07

5. ENTITLEMENT OF DR ON FULL PENSION TO PSUs ABRSORBEES WHO HAVE DRAWN LUMP-SUM PAYMENT IN LIEU OF PRO-RATA PENSION • EARLIER DR ON RESTORED PROTION OF 43% PENSION WAS ONLY PAYABLE • NOW • DR ON FULL PENSION (BP+DP) IS PAYABLE • BENEFIT OF REVISION ADMISSIBLE FROM THE DATE , 43% PENSION IS RESTORED • PSAs HAVE BEEN DIRECTED TO REVISE THE PENSION SUO-MOTO • PENSIONERS MAY APPLY IN THEIR OWN INTEREST TO PCDA(N) THROUGH PDA ON THE PRESCRIBED APPLICATION FORM • Authority : GOI, MOD LETTER NO. 14/2007-D(Pen/Policy) DATED 04 DEC 07 EXAMPLE

6. PROPOSALS REFERRED TO VIth CPC

7. PENSION

8. FAMILY PENSION

9. DISABILITY PENSION • SLAB SYSTEM BE REPLACED BY PERCENTAGE SYSTEM. DISABILITY ELEMENT BE PAID AT 30% OF LAST PAY DRAWN SUBJECT TO THE MINIMUM OF Rs.1550.00 P.M • REMOVAL OF:- • TEN YEARS QUALIFYING SERVICE FOR INVALID PENSION • BAR OF VOLUNTARY RETIREMENT FOR GRANT OF DISABILITY PENSION • LOWER LIMIT OF 20% DISABILITY FOR GRANT OF DISABILITY PENSION • CONSTANT ATTENDANT ALLOWANCE (Rs.600.00 P.M) BE RAISED TO MINIMUM WAGES

10. COMMUTATION OF PENSION • MAXIMUM LIMIT BE ENHANCED FROM 43% TO 50% • PERIOD OF RESTRORATION OF CVP BE REDUCED FROM • 15 YRS TO 12 YRS • RETIREMENT GRATUITY • REMOVAL OF CEILING:- • MINIMUM FIVE YEARS SERVICE • RS. 3.5 LAKH • MISCELLANEOUS • COUNTING OF FULL FORMER SERVICE IN LOWER DECK FOR • PRE-1986 RETIREES • MEDICAL ALLOWANCE BE INCREASED FROM Rs. 100.00 P.M TO Rs. 500.00 P.M

11. ENTITLEMENT OF NOK IN EVENT OF DEATH OF PENSIONER

12. ENTITLED TO FAMILY PENSION AT ENHANCED RATES (50% OF LPD)

13. PROCEDURE • NOK TO OPEN A PENSION ACCOUNT. • ACOPY OF THE DEATH CERTIFICATE OF THE PENSIONER TO BE GIVEN TO THE PDA (BANK). • PDA IS TO AUTOMATICALLY COMMENCE FAMILY PENSION.

14. EFFECT OF RESTORATION OF PENSION ON DA

15. DA PAYABLE TO PENSIONERS BASED ON BASIC PENSION. • HENCE NO BEARING ON RESIDUAL PENSION OR COMMUTED PORTION OF PENSION. • RESTORATION OF COMMUTED PORTION WILL HAVE NO EFFECT ON DA.

16. EXAMPLE • BASIC PENSION (BP) : Rs. 10000.00 • COMMUTED PORTION (CP) : Rs. 4300.00 • RESIDUAL PENSION (RP) : Rs. 5700.00 • DA IS APPLICABLE ON BP VIZ.: Rs. 10000.00

17. PRIOR MERGER OF 50% DA

18. POST MERGER OF 50% DA

19. ?

20. EXAMPLE I – LT CDR (WITH 33 YEARS SERVICE INCLUDING WEIGHTAGE • RECKONABLE EMOLUMENTS = BP + DP + RP • 11600 5800 1200 • BASIC PENSION (BP+RP+DP)x33 = 9300 • 66 • BEFORE ISSUE OF GOVT LETTER DATED 04 DEC 07 • RESTORED AMOUNT AFTER 15 YEARS (43%) = 3999 • DR@ 41% (ON RESTORED AMOUNT (43%) = 1640 • TOTAL CARRY HOME AMOUNT = 5639 • AFTER ISSUE OF GOVT LETTER DATED 04 DEC 07 • RESTORED AMOUNT AFTER 15 YEARS (43%) = 3999 • DR@41% (ON FULL PENSION) = 3813 • TOTAL CARRY HOM AMOUNT = 7812 • DIFFERENCE = 3813-1640 = (+) 2173

21. EXAMPLE II – CDR (WITH 33 YEARS SERVICE INCLUDING WEIGHTAGE • RECKONABLE EMOLUMENTS = BP + DP + RP • 13500 6750 1600 • BASIC PENSION (BP+RP+DP)x33 = 10925 • 66 • BEFORE ISSUE OF GOVT LETTER DATED 04 DEC 07 • RESTORED AMOUNT AFTER 15 YEARS (43%) = 4698 • DR@ 41% (ON RESTORED AMOUNT (43%) = 1926 • TOTAL CARRY HOME AMOUNT = 6624 • AFTER ISSUE OF GOVT LETTER DATED 04 DEC 07 • RESTORED AMOUNT AFTER 15 YEARS (43%) = 4698 • DR@41% (ON FULL PENSION) = 4479 • TOTAL CARRY HOM AMOUNT = 9177 • DIFFERENCE = 4479-1926 = (+) 2553

22. EXAMPLE III – CAPTAIN WITH 33 YEARSSERVICE INCLUDING WEIGHTAGE • RECKONABLE EMOLUMENTS = BP + DP + RP • 15100 7550 2000 • BASIC PENSION (BP+RP+DP)x33 = 12325 • 66 • BEFORE ISSUE OF GOVT LETTER DATED 04 DEC 07 • RESTORED AMOUNT AFTER 15 YEARS (43%) = 5300 • DR@ 41% (ON RESTORED AMOUNT (43%) = 2173 • TOTAL CARRY HOME AMOUNT = 7473 • AFTER ISSUE OF GOVT LETTER DATED 04 DEC 07 • RESTORED AMOUNT AFTER 15 YEARS (43%) = 5300 • DR@41% (ON FULL PENSION) = 5053 • TOTAL CARRY HOM AMOUNT = 10353 • DIFFERENCE = 5053-2173 = (+) 2880 BACK

23. PROPOSALS REFERRED TO VIth CPC TERMINAL BENEFITS – SSC vis-à-vis REGULAR COMMISSIONED OFFICERS • ON COMPLETION OF 10 YEARS OF SERVICE GRATUITY • SSC OFFICERS ARE ENTITLED TO- • TERMINAL GRATUITY. ½ MONTH’S RECKONABLE EMOLUMENTS FOR EVERY SIX MONTHS COMPLETED SERVICE. • REGULAR COMMISSION OFFICERS (PREMATURE RELEASE)ARE ENTITLED TO- • RETIRING/SERVICE GRATUITY. ½ MONTH’S RECKONABLE EMOLUMENTS FOR EVERY SIX MONTHS COMPLETED SERVICE. • DCRG/RETIREMENT GRATUITY. ¼ OF THE RECKONABLE EMOLUMENTS FOR EVERY SIX MONTHS SERVICE SUBJECT TO A MAXIMUM OF 16 ½ TIMES OF EMOLUMENTS OR RS. 3,50,000/- WHICHEVER IS LESS.

24. PROPOSALS REFERRED TO VIth CPC TERMINAL BENEFITS – SSC vis-à-vis REGULAR COMMISSIONED OFFICERS LEAVE ENCASHMENT

25. PROPOSALS REFERRED TO VIth CPC TERMINAL BENEFITS – SSC vis-à-vis REGULAR COMMISSIONED OFFICERS • SSC OFFICERS ARE THUS AT A DISADVANTAGE VIS-À-VIS REGULAR COMMISSIONED OFFICERS. • CASE TAKEN UP WITH VIth CPC TO BRING SSC OFFICERS ON PAR WITH REGULAR COMMISSIONED OFFICERS.