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Protecting Our Privacy ch.1

Protecting Our Privacy ch.1. Privacy- being free from the attention of others. Identity Theft. Stealing of your personal information Date of birth Social security number Credit card number Driver’s license number. If You Become a Victim of Identity Theft. Contact the bank the police.

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Protecting Our Privacy ch.1

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  1. Protecting Our Privacy ch.1 • Privacy-being free from the attention of others

  2. Identity Theft • Stealing of your personal information • Date of birth • Social security number • Credit card number • Driver’s license number

  3. If You Become a Victim of Identity Theft • Contact • the bank • the police -credit reporting agency • 1. Equifax • 2. Experian • 3. TransUnion • They keep track of your credit score called FICO score

  4. Prevention • use a shredder • safe • safety deposit box • don’t carry SS card or green card • don’t give out your personal info. on the phone, or on line • check your monthly bank statements

  5. Internet Safety • Social Networking don’t meet online acquaintances in person • Your Words and Pictures • Don’t post embarrassing pictures of yourself, or use profanities (bad words) on Facebook Jobs and colleges can check it.

  6. Online Shopping • Look for • “https” in the browser address • A lock • A well known store • Posted address • Phone number • Pay pal

  7. Deception (misleading information) • Bait and Switch- advertising a product at a low price and switching the price to a higher one when the customer gets in the door

  8. Pyramid Scheme (fraud) • people are recruited to make payments to others above them while expecting to recruit new people to pay them.

  9. Door-to-Door Sales • 3 day cooling off period • You can cancel your purchase within 3 days of $25 or more.

  10. Telemarketing (can be deceptive) • Selling products on the phone • Some legitimate • Some fraudulent • Don’t give out your personal information

  11. Reliable Resources for Shoppers Consumer Reports • A magazine that rates the quality and prices of the products on the market • Edmunds.com or Kelley Blue Book (on line) • Amazon.com • Craigslist-hard to return goods • E-bay-hard to return goods

  12. Better Business Bureau • An organization that protects customers from dishonest businesses. • It registers and rates local businesses • How long in business • Number of complaints from customers

  13. Class Action Suit (bring an action against someone) • A group of people suing one company for wrongdoing

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